Terms & Conditions

Effective date: May 1, 2026. These Terms govern use of Karvyx as a financial offer aggregator.

1. Service Scope

Karvyx provides a financial offer wall where users browse matched microloan and credit products from partner lenders.

2. User responsibilities

You are responsible for reviewing partner terms before you apply and for providing accurate information to lenders.

3. Acceptable Use Rules

Use the platform for lawful personal finance purposes only.
Do not attempt fraud, abuse, unauthorized access, or disruption of service.
Do not upload harmful, offensive, or rights-violating content.

4. Limitations and Availability

Karvyx is an aggregator and does not itself issue loans, hold deposits, or replace licensed lenders.

5. Updates to Terms

We may update these Terms when product functionality or legal requirements change. The latest version is always published on this page with an effective date.